Family Office

Investment Management:
Strategic Asset Allocation

– Asset allocation research and testing

– Expert guidance and strategy setting

Investment Platform

– Investment solution identification and assembly

– Core foundation complemented by value-added strategies

Asset Management

U.S. Equity

– Large capitalization

– Mid capitalization

– Small capitalization

– Tax managed

U.S. Fixed Income

– Taxable

– Tax exempt

– High yield

Liquidity Management

– Enhanced cash management

– Cash sweep

International Investments

– Developed markets equity

– Emerging markets equity

– Emerging markets debt

Alternative1

– Hedge funds

– Private equity

– Real estate

– Commodities

– Managed futures

– Structured solutions

Social Finance

Objective-Driven Investing

– Investment thinking and resources applied to each client

– Customized objective-based client portfolios

Wealth and Estate Planning:
Fiduciary Services

– Trustee services

– Trust, partnership and life insurance vehicles

– Planning and communication with donors and beneficiaries

– Tax planning and preparation

– Family trust pooled investments and accounting

Wealth Protection and Transfer

– Estate planning

– Tax-efficient wealth transfer

– Multigenerational strategies

– Insurance strategies2

– Dynasty and offshore trusts

– Business succession and transfer issues

Philanthropy

– Philanthropic planning and administration

– Charitable trusts

– Private foundations

– Pooled income funds

– Donor advised fund coordination

Asset-Specific Analysis and Planning

– Business ownership and closely held assets

– Concentrated wealth

– Executive compensation

– Retirement plans and IRAs

– Real estate asset management

– Other special assets

Estate Settlement and Administration

– Asset valuation and distribution

– Real estate services

– Succession planning

– Tax preparation

Family Governance

– Family wealth education and seminars

– Family governance insights and trust structures

Private Banking:
Credit and Lending

– Secured and unsecured lending

– Jumbo mortgages

– Commercial real estate financing

– Insurance Premium Financing

– Art and aircraft financing

– Hedging strategies

– Standby letters of credit

Self-Directed Investment Services

– Cash Management Access Account

– Individual Retirement Accounts

Deposits and Payments

– Personal checking and savings accounts

– Online and mobile banking6

– Escrow services

– Business cash management services

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Wernick Spear Wealth Managers